July 2018 - Military Home Loans

Home Buying

What You Need to Know as a First Time Home Buyer

Have you been dreaming about homeownership? Maybe now is the time to join the ...

Home Buying

What to Expect During the Home Loan Closing Process

You’re getting ready to purchase that home you found in the perfect neighborhood. But ...

Home Buying

Homebuyer Help: What is included in a Mortgage Payment

You’re ready to become a homeowner! It’s an exciting time and now you may ...

Home Buying

21 Creative Ways to Save for a Down Payment

How much do you have saved for a down payment on a home? For ...

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This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity. www.apmortgage.com

Licensed by the Dept of Financial Protection and Innovation under the CRMLA

*This does not include a denial issued after the pre-approval that is based on changed circumstance including quitting your job. getting laid off. losing your income, property issues from appraisal or inspection, or negotiation issues with the other party. The program is valid only if: ll The Borrower provides MHL with complete and accurate information for the loan application at the time of pre-approval. 2] The borrower provides MHL with all additional required information/documentation during the loan approval. The program is NOT valid if: ll The borrower changed loan products or terms. 2] The loan denial is due to the borrower's actions. omissions or delays that change their circumstance. or is due to those of an unaffiliated third party. 3] The borrower's application of loan documentation contains fraudulent information or material misrepresentations. 4] Anything else in the home purchase process causes a termination of the contract including seller issues, appraisal issues, or inspection issues.

**The close on time program does not include any undue delays in Military Home Loans receiving requested items to close from either party. The program does not include any unforeseen delays due to repairs, negotiations, or 3rd party delays. VA joint loans do not qualify for the 28 day close program. The 28 day countdown starts from the date the fully executed ratified purchase agreement is received by Military Home Loans with all addendums. Valid only for VA loan purchases in the state of AZ, CA, FL, ID, MT, NC, OR, TN, TX, VA, WA, WY. Not valid for any other loan program. This program is not assignable or transferrable and we reserve the right to withdraw. terminate. or amend this program at any time without notice except when eligibility for the program is reached prior to our withdrawal. termination or amendment. Should you qualify to receive a payment, the check will be mailed to your home address within 10 days of your loan denial. Any payment we make may be reported to the IRS on a Form 1099-MISC.

***Finance charges may be higher over the life of the loan. Consult with your loan advisor for details.

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

What You Need to Know as a First Time Home Buyer

What to Expect During the Home Loan Closing Process

Top 7 Questions to Ask Your Loan Officer

Homebuyer Help: What is included in a Mortgage Payment

21 Creative Ways to Save for a Down Payment