Writing a VA Offer | Military Home Loans

PenWriting a VA Offer

There are tips and tricks in writing your VA offer to ensure it is accepted.  Learn how here.

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2018 VA loan Limits in CA

The ZERO down loan limits are going up in 2018!!!  See below for your county. You CAN purchase over these limits!  We've done VA loans as big as $1,500,000. They just require a down payment - and it's NOT for the difference (a common myth spread by people who don't do much VA). If you have questions on VA loans over the county limit, give us a call. They're...
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Your bank’s reputation is costing you money

You’ve been a member since you joined the military. They did your last car loan in 10 minutes, over the phone, and you never even had to talk to a human. You have your checking, savings, credit cards, investments, and car insurance with them. You love them. You trust them. But their reviews on the mortgage side are either 5 stars, or 1 star. Huh??? You’re...
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What is the most seller credit I can get?

 The house has been on the market for 6 months. Zero offers. They moved out of state 2 months ago. It’s a buyer’s market. I want to ask for the max seller credit I can get. Seller Credit – It’s not free money We’ve had clients get $12,000 in seller credit. It feels great. What a cool big number. Of course, they could have purchased the home for $12,000...
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14 keys to winning over the seller with a heartfelt personal letter

 There are many tactics being used by home buyers to stand out from the crowd. While not all sellers will read them, personalized letters are the most-accepted and popular form of unique buyer strategies available. Don’t rush the letter. Take the time to write it correctly. It just might be the most valuable single page of text you will ever write. Here are...
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When & How to use the ‘FHA or VA Notice and Addendum’

When & How to use the ‘FHA or VA Notice and Addendum’ My current broker says we have to use it.   My old broker says it’s optional.  The listing agent has never heard of it.  When should we use it, and how?  Here’s the simple MHL recommendations to maximize this form. Good intent It’s goal was to openly and clearly discuss any request for seller...
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how to write seller credit into the contract

You’ve asked 5 separate agents how to request seller credit, and gotten 5 completely different answers. Screw this up, and it’ll cost your buyer.  Here’s our simple solution to get the most for your buyer... The MHL formula for Writing Seller Credit into the Contract*: “Request seller to credit buyer up to $X,XXX for recurring and non-recurring closings...