WelcomeHome | Military Home Loans


Our first house took all our savings and a little more.  We get it. And we are now paying it forward.  :)







Simple Guidelines to Qualify

  • Are you using your VA Loan?

  • Are you buying in California?

  • Are you using Military Home Loans?

That's it for fine print.  There's no requirement to be a first time buyer, no income limits, or any extra qualifying requirements.  You can use the money to cover costs to purchasing, but down to a lower interest rate, or even pay off some credit cards to qualify.  There no amount added to your loan, no repayment, and you don't get a higher interest rate. 







  • Total Loan Amount
  • $100k - $199k
  • $200k - $299k
  • $300k - $399k
  • $400k - $499k
  • $500k - $599k
  • $600k - $699k
  • $700k - $799k
  • $800k - $899k
  • $900k - $999k
  • $1,000,000+
  • Closing Costs Covered
  • $500
  • $1,000
  • $1,500
  • $2,000
  • $2,500
  • $3,000
  • $3,500
  • $4,000
  • $4,500
  • $5,000

Valid only for VA loan purchases in the state of California.  Not valid for any other loan program. This program is not assignable or transferrable and we reserve the right to withdraw, terminate, or amend this program at any time without notice except when eligibility for the program is reached prior to our withdrawal, termination or amendment.  




A $1,500 Pre-Approval Promise*

  • A thorough review of everything

  • Confidence there will be no surprises later on

  • Seller's love knowing you have this level of support

Buying a home is a big deal, and you (and the seller) deserve to know your pre-approval isn't just a piece of paperwork.


*This does not include a denial issued after the pre-approval that is based on changed circumstance including quitting your job, getting laid off, losing your income, property issues from appraisal or inspection, or negotiation issues with the other party. The program is valid only if:  1) The Borrower provides MHL with complete and accurate information for the loan application at the time of pre-approval. 2) The borrower provides MHL with all additional required information/documentation during the loan approval.   The program is NOT valid if:  1) The borrower changed loan products or terms.  2)  The loan denial is due to the borrower’s actions, omissions or delays that change their circumstance, or is due to those of an unaffiliated third party.  3)  The borrower’s application of loan documentation contains fraudulent information or material misrepresentations.  4)  Anything else in the home purchase process causes a termination of the contract including seller issues, appraisal issues, or inspection issues.





A $500 Close on Time Promise**

  • VA in 28 days

  • You need to plan your move and your life

  • So does the seller

Nearly all lenders claim they'll close quickly, but we again stand behind our promise with our money.  

**The close on time program does not include any undue delays in Military Home Loans receiving requested items to close from either party.  The program does not include any unforeseen delays due to repairs, neogtiations, or 3rd party delays.  VA joint loans and brokered loans do not qualify for the 28 day close program.  The 28 day countdown starts from the date the fully executed ratified purchase agreement is received by Military Home Loans with all addendums.




The following questions will help us help you.  They will not limit what you ultimately are able to purchase, so if your purchase price or anything else changes, these answers will not restrict your full access to the program.  :)